Personal Cards

Finally, a super-low apr credit card for everyone in music

Meet the Artist Growth XS Platinum Fixed Mastercard®. With an 11.99% fixed APR that never changes+, it could be the lowest APR credit card you’ll find, anywhere.

Available exclusively for artists, creators, and industry professionals.
+Terms & Conditions
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Fixed APR that never changes+
Subject to credit approval. Ask for details.
+Terms & Conditions
Subject to credit approval. Ask for details.
Mastercard® is a registered trademark of Mastercard International Incorporated.
Lock in a low fixed 11.99% APR that never changes+
Right now, the average credit card APR is 27.80%1! So we created the XS Platinum Fixed Mastercard. It’s a game-changer for people in music and entertainment. Like you.
+Terms & Conditions
Pay down your high APR credit card balances
Save money and pay down debt by transferring your balance from a high APR credit card to our XS Platinum Fixed Mastercard.

And as a special introductory offer, you’ll pay no balance transfer fee for the first 6 months. After that, a 1% or $10 fee, whichever is greater, applies. Balance transfers are subject to available credit+.
+Terms & Conditions

Rewards more your thing? Or maybe a low intro APR is what you’re looking for?

Everyone’s needs are different. We have an option for you, wherever you are in your career.
Get to know the whole Artist Growth XS Platinum Mastercard roster
XS Personal Mastercard®
  • 11.99% fixed APR that never changes+
  • No balance transfer fee for the first 6 months. After that, a 1% or $10 fee, whichever is greater, applies. Balance transfers are subject to available credit.+
  • $120 annual fee+
+Terms & Conditions
XS Personal Mastercard®
  • Low, variable APR
  • 0% INTRO APR on purchases and balance transfers for the first 6 months. After that, a variable rate currently 14.24% to 22.24% APR applies, based on creditworthiness. Balance transfers are subject to available credit.+
  • No annual fee+
+Terms & Conditions
XS Personal Mastercard®
  • Earn 1% cashback rewards1
  • Get $50 back when you spend $1,000 in the first 3 months2
  • No annual fee+
+Terms & Conditions

1See Rewards Program terms and conditions here. Rewards options are subject to change without notice.
2Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. See Rewards Program terms and conditions here. Rewards options are subject to change without notice.

Need cards for your whole team?

Check out our business cards

Peace of mind for an industry on the go

•

Mastercard ID Theft Protection™

Monitor your credit file for fraud, receive alert notifications about suspicious activity, and get assistance from a resolution specialist.1

•

Mastercard Zero Liability Protection

You’re not responsible in the event someone makes unauthorized purchases with your card.2

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Mastercard Global Service

Get emergency assistance virtually anytime, anywhere, in any language. Report a lost or stolen card, get an emergency replacement, and more.

Mastercard® is a registered trademark of Mastercard International Incorporated.

1Certain terms, conditions, and exclusions apply. Cardholders need to register for this service. Please see your guide to benefits for details or call 1-800-MASTERCARD.

2These are summary descriptions only. Certain terms, conditions, and exclusions apply. To learn more about Zero Liability, visit mastercard.com/zeroliability. Contact your issuing financial institution for complete coverage terms and conditions or call 1.800.Mastercard (1.800.627.8372) for assistance. Applicable to U.S. cardholders only.