Simple. Flexible. No hidden fees.
1
Billed per each
Billed per each
Unlimited
5
Unlimited
Unlimited
Unlimited
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1
5
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or $75/mo billed monthly
Unlimited
Unlimited
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or $125/mo billed monthly
Unlimited
Unlimited
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Unlimited
Unlimited
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With discounts and savings at more than 1,000,000 locations worldwide — including up to 60% off hotels —Xtra could save you thousands per person every year.
Hotels & Resorts
Up to 60% off at 850,000 locations, including Hyatt, Marriott, and Wyndham
Flights
Up to $25 or $50 off flights + find flights unavailable on other travel sites
Rental Cars
Up to 35% off major rental companies, including Avis, Budget, and National
Rental Homes
Up to 45% off at 150,000 locations
Theme Parks & Attractions
Save at 500+ locations, including Walt Disney World, Universal Studios, and LEGOLAND
Movies
Save up to 35% at 2,500+ theaters
Concerts & Live Events
Save up to 35% at 65,000 events
Low APR that never changes
Low APR and no annual fee+
Cashback rewards on every purchase1
No balance transfer fee for the first 6 months. After that, a 1% or $10 fee, whichever is greater, applies. Balance transfers are subject to available credit.+
0% INTRO APR on purchases and balance transfers for the first 6 months. After that, a variable rate currently 14.24% to 22.24% APR+ applies, based on creditworthiness. Balance transfers are subject to available credit.+
$50 cash back when you spend $1,000 in the first 3 months2
11.99% Fixed APR+
14.24% – 22.24% Variable APR+
18.24% – 23.99% Variable APR+
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1%1
$120+
$0+
$0+
Low APR that never changes
Low APR and no annual fee+
Cashback rewards on every purchase1
No balance transfer fees for the first 6 months. After that, a 1% or $10 fee, whichever is greater, applies. Balance transfers are subject to available credit.+
0% INTRO APR on purchases and balance transfers for the first 6 months. After that, a variable rate currently 14.24% to 22.24% APR+ applies, based on creditworthiness. Balance transfers are subject to available credit.+
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11.99% Fixed APR+
14.24% – 22.24% Variable APR+
18.24% – 23.99% Variable APR+
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1%1
$120+
$0+
$0+
$0+
$0+
$0+
Access to greater spending power and controls
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0% when paid in full each month3
$0+
$0+